Only Carry What You Need

It is important to only carry the credit cards and forms of identification you need in your wallet or purse. If you make a habit of carrying around credit cards that you don't use, not only is your wallet super heavy, but there is a huge potential of loss of financial information. If you wallet get stolen or lost, you could have a lot of phone calls to make to try to minimize the potential damage to your credit and you bank account.  Also, be sure that you know what credit cards and forms of identification you are carrying along with the associated customer service numbers to call. It is important to keep this information at home in a safe place.  This way you can call the appropriate companies to notify them of the compromised accounts very quickly.

I personally go through my wallet on a monthly basis and take out the cards I do not need and put in the cards I do need.

I know there are folks out there that will say, "I would rather carry everything, this way I don't have to think about it. I have the particular card when I need it." It is a personal choice. I get it. However, I promise you the words "Only carry what you need" will be haunting you when you wallet or purse gets stolen and your entire financial world in turn upside down.  Be sure to keep your financial information safe by limiting the financial information inside your wallet.